LV= Car Insurance

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cheap lv car insurance

Your Benefits

LV= Liverpool Victoria logo Boundless Approved

Your Benefits

  • Boundless members get an exclusive saving on LV= public prices
  • Save even more - 5% discount if you have LV= home insurance
  • Insure up to six cars on the same policy and get a discount for each one

When more than one discount is relevant, each is applied individually

defaqto 2018 5 star

About LV= Car Insurance

Great drivers deserve great prices, that’s why you’ll love LV=’s highly rated car insurance. They’ve been given a 5 Star Rating by Defaqto for being one of the most comprehensive insurance products on the market. Here's some of the benefits:

  • Accidental damage to your car, like scratches and dents, is covered as standard
  • £10,000 personal accident cover
  • Unlimited cover to fix or replace factory fitted phone, audio and sat-nav equipment
  • Five year guarantee on repairs when using our recommended repairer service
  • A new-for-old car replacement if yours is less than 12 months old and you are the first and only registered keeper
  • New locks and keys if your keys are lost or stolen
  • £300 cover of your personal belongings in your car, including bags and mobile phones
  • Misfuelling cover if you accidentally fill your car with the wrong fuel
  • Uninsured driver promise - no loss of no claim discount and no excess to pay as long as you have the driver details
  • Vandalism promise - if your car is vandalised and you have to claim, you'll keep your no claim discount, you'll just need to pay your excess
  • European car insurance cover - get the same level of cover as you have in the UK in the EU at no additional charge

Multi Car Insurance

Insure more than one car with LV= and you could save even more on your car insurance.
  • Add up to 6 cars and 12 drivers on one policy
  • Add all cars at the same time, schedule some for later or add them in afterwards
  • Choose the cover level and specific optional extras you'd like for each car
  • All cars will share the same renewal date

LV= also offer Third Party, Fire & Theft car insurance. Simply select the level of cover you require when you get a car quote.

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Find out more

Call 0800 756 8449 for a quote or click here to get a quote online

Optional Extras

Choose from a great range of optional extras to enhance your car insurance – meaning you only pay for what you need:

Breakdown cover

With three levels of cover to choose from, add breakdown cover from LV= Britannia Rescue to keep you on the move.

Guaranteed hire car cover

If your car needs repairs or is written off, could you manage without it? A guaranteed hire car will keep you on the road while yours is being repaired by one of LV='s recommended repairers. You can choose from a small hatchback hire car, or pay extra to get a similar sized hire car to your own which could be a car with up to seven seats and have a maximum engine size of 2 litres. You will have use of a hire car for the whole time yours is in the garage, and if your car is stolen or written off, you'll get a car for up to 21 days; or if LV= have paid your claim, for 4 days.

Protect your no claim discount for the life of your policy

If you have four years no claim discount, you can protect your no claim discount no matter how many claims you make during the life of your LV= policy.

Increased Personal Accident benefit

Increase your level of cover from £10,000 to £100,000 in case you, your partner or a named driver on the policy are seriously injured while travelling in, or getting in or out of your car.


Document of Car Insurance


Car insurance product information document


Policy Charges


LV= Breakdown Policy Document


How we use your personal information




How do I make a claim on my LV= car insurance?


To make a claim, call 0800 032 2577 and LV= ’s claims team will offer you more information on what to do next. You can also find further information about making a claim via the LV= website.


How can I make changes to my existing car insurance policy?


If you took out your policy before 4th October 2017 please call LV= on 0800 032 2799. If you took out your policy on or after 4th October 2017 call LV= on 0800 085 5663. Please be aware that there may be a change to your premium price. Your car insurance policy will be updated and you’ll receive a new Certificate of Insurance.


Do I have to pay an excess towards a third party claim?


No, you’ll only need to pay an excess towards your own repairs.


If I have a claim for windscreen damage, will it affect my no claim discount?


No, windscreen claims won’t affect your no claim discount.


How do I get multi car insurance?


If you want to add up to six cars in one go or schedule some for later, just get a quote online. You'll be able to add or remove cars from your quote as you go through the application. You can set future start dates for the extra cars and LV= will remind you when the insurance for them is due to start. If you already have one or more cars insured with LV= and want to add more cars then call them on 0800 756 8449.


Will the cars be insured on the same policy?


Yes. The cars need to be registered at the same address. All the cars will share the same renewal date but each no claim discount holder will have their own no claim discount.

Terms and Conditions

Lines are open: Mon-Fri: 8am-8pm, Sat: 9am-5pm, Sun: 10am-4pm and Bank Holidays: 9am-5pm (for Text Phone dial 18001). Calls will be recorded.

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965.  


5 Star rated Car Insurance from LV=

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