LV= Car Insurance

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cheap lv car insurance

Your Benefits

LV= Liverpool Victoria logo Boundless Approved

Your Benefits

  • Boundless members get an exclusive saving on LV= public prices
  • Great savings on every car at your address with LV=’s multi car discount
  • Save even more - 5% discount if you have LV= home insurance

When more than one discount is relevant, each is applied individually

defaqto 2016 5 star car insurance       Recommended Provider Which? Car Insurance June 2016

About LV= Car Insurance

Great drivers deserve great prices, that’s why you’ll love LV=’s highly rated car insurance. They’ve been awarded a 5 Star Rating by Defaqto for being one of the most comprehensive insurance products on the market which offers:

  • £10,000 personal accident cover
  • Unlimited cover for damage to factory-fitted audio, phone and sat-nav equipment
  • Five year guarantee on repairs carried out by recommended repairers
  • New car replacement if yours is under 12 months old
  • New locks and keys if your keys are lost or stolen
  • Personal belongings covered up to £250

LV= also offer Third Party, Fire & Theft and Third Party Only car insurance. Simply select the level of cover you require when you get a car quote.

Find out more

Optional Extras

Tailor your cover

Choose from a great range of optional extras to enhance your car insurance – meaning you only pay for what you need

Breakdown cover

With three great value levels of cover to choose from, add highly rated breakdown cover from LV= Britannia Rescue to keep you on the move.

Guaranteed courtesy car

If your car needs repairs or is written off, can you manage without it? A guaranteed courtesy car will keep you on the road while yours is being repaired by one of LV='s recommended repairers or you can keep it for up to 14 days while your car is being replaced (not available for Third Party only cover).

European cover

If you’re travelling across the channel, for extra peace of mind, increase your level of cover so it gives you the same level of protection that you have in the UK (not available for Third Party Only cover).

Protect your No Claim Discount for the life of your policy

If you have four or more claim free years, you can protect your no claim discount no matter how many claims you make during the life of your LV= policy.

Increased Personal Accident benefit

Increase your level of cover from £10,000 to £100,000 in case you and your partner/ spouse are injured while travelling in, or getting in or out of, your car.

Your Documents

Document of Insurance LV= Car Insurance (PDF 397.91 KB) Download
LV= Car Insurance Policy Charges (PDF 87.35 KB) Download
LV= Car Insurance Policy Summary (PDF 57.97 KB) Download
Document of breakdown cover LV= Britannia Rescue (PDF 478.05 KB) Download



I have completed an online car insurance quote but would prefer to pay over the phone; can I still get the online discount?


Yes, if you get a car insurance quote online but would prefer to pay for your policy over the phone, you can still get the online discount as long as you don’t make any further changes to your quote.


How do I make a claim on my LV= car insurance?


To make a claim, call 0800 032 2577 and LV= ’s claims team will offer you more information on what to do next. You can also find further information about making a claim via the LV= website


If I have a claim for windscreen damage, will it affect my no claim discount (NCD)?


No, windscreen claims won’t affect your no claim discount.


Do I have to pay an excess towards a third party claim?


No, you’ll only need to pay an excess towards your own repairs.


How can I change my car on my existing car insurance policy?


Simply call LV= on 0800 032 2799 and give the details of your new car. Please be aware that there may be a change to your premium price. Your car insurance policy will be updated and you’ll receive a new Certificate of Insurance.

Terms and Conditions

Lines are open Mon-Fri 8am-9pm; Sat 8am-5pm and Sun 9am-5pm (for TextDirect first dial 18001). Telephone calls may be monitored and/or recorded.

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965.  


Call 0800 272 333 for a quote

Get a quote

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