LV= Car insurance

Trusted and high quality insurance for your car

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Discounted LV= Car insurance is just one of the many saving benefits included with Boundless.

What do I get?

  • Exclusive 6% discount – just for being a Boundless member1

  • Motor legal expenses cover (worth £25.99) included as standard for members with up to £100,000 of legal cover

  • Save an extra 5% when you buy online (excludes optional extras)2

Defaqto five-star rating for car insurance 2026, labeled as "Expert Rated" beneath orange stars on a white and purple background.Awarded defaqto 5 Star Rating

LV= Car insurance rated 4.7/5 on Feefo3

Enjoy 5 Star defaqto rated cover

Get a quote today.

Or call LV= direct on 03306 7862984

Not ready to renew your car insurance?

Simply share your renewal date with us and we’ll send you a handy email reminder a month before your renewal date, along with some exclusive LV= offers.

Exclusive LV= Car Insurance Benefits for Boundless Members

You deserve peace of mind every time you hit the road – and we’re here to help you get it. Thanks to our long-standing partnership with LV=, you don’t just get trusted, high-quality cover – you also unlock exclusive savings and handy extras that only Boundless members can access.

What's covered?

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Exclusive member benefit

  • Motor legal expenses cover (worth £25.99) – Included as standard for Boundless members, giving you up to £100,000 of legal cover

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Comprehensive protection as standard

  • Accidental damage cover – Includes minor scrapes, scratches, and dents, you'll just need to pay your excess.

  • £10,000 personal accident cover – Total limit for the policy period

  • £300 cover for personal belongings – Includes bags, mobile phones and other valuables in your car.

  • Unlimited cover for factory-fitted tech – Includes audio, phone and Sat Nav equipment

  • European car insurance cover – Enjoy the same level of cover in the EU for up to 180 days a year

Added peace of mind

  • Lifetime guarantee on repairs – As long as you own the vehicle, when using LV= recommended repairer services (Labour only; excludes parts).

  • Uninsured driver promise – If the accident isn’t your fault and the other driver isn’t insured, your no claim discount is protected and there’s no excess to pay, if you have the details of the other driver and vehicle.

  • Misfuelling cover – If you accidentally fill your car with the wrong fuel, you’re covered - you'll just need to pay your excess.

  • Lost or Stolen Keys – Cover includes replacement locks and keys.

  • Vandalism promise – If your car is vandalised and you claim, your no claim discount stays protected – just pay your excess.

Optional extras that go the extra mile

Breakdown cover from Britannia Rescue

Stay on the move with reliable breakdown cover. Choose from three levels to suit your needs, whether you just need roadside assistance or full European protection. Plus, enjoy exclusive discounts just for being a Boundless member. Prices start from £44 a year.


Guaranteed hire-car cover

If your car is being repaired or is written off, a guaranteed hire car will keep you on the road while it’s being fixed by an LV= recommended repairer.


No claim discount protection

Safeguard your savings – no matter what. If you have four or more years no claim discount, you can protect it for the life of your LV= policy – even if you make multiple claims.


Extended personal accident benefit

Extra cover and extra support when it matters most. Upgrade your policy to benefit from:

  • Increased personal accident cover from £10,000 to £100,000 per eligible person

  • Cash payments if you, your partner or a named driver are admitted to hospital or have broken bones because of an accident in the car.

  • Access to physiotherapy or a mental-health wellbeing specialist to help with your recovery.

Policy documents

For further information about the cover provided by LV=, click the download links below. If there’s anything you don’t understand, please call LV= on 03306 786298.

Need to know more about LV= Car insurance?

If you have any additional questions, feel free to contact us

Phone

03306 786298

Monday to Friday 8am - 8pm, Saturday and bank holidays 9am - 5pm, Sunday 10am - 4pm

Who are LV=?

LV= (Liverpool Victoria) is one of the UK’s largest insurance companies offering a wide range of insurance products. LV= Car insurance has earned a 5 Star Rating from defaqto, recognising it as one of the most comprehensive insurance products on the market.


How do I get discounts with LV=?

Exclusive member discounts with LV= are one of the many great benefits included with Boundless and Boundless Plus membership. Get a quote today and discover how much you could save on your car insurance.

Boundless membership is available to anyone who currently works for or has worked for the public sector or civil service, as well as their families. This includes professionals such as nurses, teachers and council workers.


How can I make changes to my existing car insurance policy?

Please call LV= on 0330 678 5111. Please be aware that there may be a change to your premium price. Your car insurance policy will be updated and you’ll receive a new certificate of insurance.

Lines are open Monday to Friday 8am - 8pm, Saturday and bank holidays 9am - 5pm, Sunday 10am - 4pm. For Text Phone first call 18001. Calls may be recorded.


Do I have to pay an excess towards a third-party claim?

No, you’ll only need to pay an excess towards your own repairs.

Let's get you covered

or call LV= direct on 03306 7862984

Join today and get exclusive discounts!

Boundless membership brings you deals and discounts from more than 180 well-known brands.

For people working or have worked in healthcare, education, emergency services or other public sector or civil service roles.

The important bits

1Exclusive Boundless member discount vs direct general public prices on lv.com and through the call centre.

2When more than one discount is relevant, each is applied individually. Excludes optional extras.

3 Based on 2,477 customer reviews independently verified by Feefo (April 2026)

4Lines are open Monday to Friday 8am - 8pm, Saturday and bank holidays 9am - 5pm, Sunday 10am - 4pm. For Text Phone first call 18001. Calls may be recorded.

Boundless by CSMA acts as an introducer to Liverpool Victoria Insurance Company Limited for General Insurance.

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB. Tel. 0330 1239970

LV= General Insurance | Part of Allianz

Discounts and promotional offers are accurate at the time of publication. Prices and offers may fluctuate and are subject to change at any time without prior notice.

Britannia Rescue is a trading name of Liverpool Victoria Insurance Company Limited which is a part of the Allianz Group, registered in England and Wales number 3232514. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.