LV= Travel Insurance

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LV= Travel Insurance

Your Benefits

LV= Liverpool Victoria logo Boundless Approved

Your Benefits

  • Boundless members get 5% off LV= public prices
  • Members with LV= car or home insurance get an extra 10% discount
  • Buy online and save 10% more

When more than one discount is relevant, each is applied individually

Defaqto 2016 Travel Insurance     

About LV= Travel Insurance

From the Cotswolds to a cruise around the world, you’ll love LV=’s top-rated travel insurance. You can choose from two levels of cover, their Essential policy or their Defaqto 5 Star rated Premier policy. Here's some of the benefits:

  • Premier policy gives you up to £10,000 cancellation cover – peace of mind should you become unwell before you travel
  • Choose from annual multi-trip (age restriction applies) or single trip policy (no age restriction)
  • Cruise cover automatically included on all annual multi-trip policies
  • All pre-existing medical conditions considered
  • Overseas emergency medical cover up to £10 million (excluding UK cover)
  • Insure yourself, your family or a group of up to ten people on one policy
Find out more

Call 0800 202 8179 for a quote or click here to get a quote online

Optional Extras

Choose from the following extras to enhance your travel insurance – meaning you only pay for what you need:

Baggage, personal belongings and money

If your things get lost or stolen, LV= will cover your luggage, valuables and other possessions (like skis and golf clubs).

Winter sports cover

Cover for personal accident, personal liability and emergency medical expenses while out on the slopes.

Cruise Cover

Cruise cover is already included on all annual multi-trip LV= Travel Insurance policies, but if you’re taking out single-trip cover, you’ll need to add it on if you’re taking a cruise holiday. Their cruise cover includes compensation if a scheduled port stop is cancelled, cover to re-join your cruise after illness and cabin confinement benefit should you become unwell during your trip.

Your Documents

Document of Travel Insurance (PDF 835.67 KB) Download
Travel Insurance Policy Summary (PDF 135.79 KB) Download



What’s the difference between Essential and Premier cover?


LV= offer two levels of travel insurance; Essential and Defaqto 5 Star rated Premier. Both levels of cover can be for single-trip or annual multi-trip policies.


  • Up to £10m emergency medical cover.
  • Up to £5,000 if you need to cancel your trip before you travel due to unexpected illness.
  • No upper age limit on single trip policies and cover for up to 80 years old for annual multi-trip policies.


  • Up to £10,000 if you need to cancel your trip before you travel due to an unexpected illness.
  • Compensation if the transport you're using to reach your destination is delayed.
  • Up to £10,000 if you have to cancel your trip e.g. because of bad weather, ash clouds or strikes.
  • Up to £1,000 to reach your destination or return home if you miss your pre-booked transport – e.g. if you miss your flight because of a delayed train.
  • Up to £10m emergency medical cover.
  • No upper age limit on single trip policies and cover for up to 80 years old for annual multi-trip policies.

Full details can be found in the Document of Travel Insurance.


Will LV= consider my pre-existing medical conditions?


LV= is able to provide cover for a number of medical conditions but cover isn't automatic. If you require cover, they must be told about all pre-existing medical conditions for everyone named on the policy. If they're unable to provide cover for anyone's specific condition you'll be shown this online before you take out the policy and the restrictions in cover will be shown under the endorsement sections on your policy schedule. LV= may charge you for providing cover for pre-existing medical conditions. To remove any confusion at the point of claim, they’ll either be able to provide cover for all of someone’s pre-existing medical conditions or none of them. For this reason it's very important that they're told of all conditions for everyone on the policy. If they're unable to cover a person's pre-existing conditions the premium will reflect that this cover has been removed. Unfortunately they can't give you a quote if you're waiting to have tests or investigations (or waiting for the results of any tests or investigations) for symptoms unless those symptoms are known to be directly related to an existing and already diagnosed condition.


Do LV= have any age limits?


There is no upper age limit on single trip policies, and annual multi-trip policies are available to travellers aged less than 80 years.


Can I add baggage cover?


Yes, baggage, personal belongings and money can all be covered by tailoring your policy with the travel insurance optional extras. You can cover your luggage (including skis and golf clubs), personal items and your travel money with these additional levels of cover:

£2,000 with the Essential policy

  • total valuables limit £300
  • single item limit £300

£3,000 with the Premier policy

  • total valuables limit £500
  • single item limit £500

£500 for money (on Essential and Premier policies)

  • up to £300 cash

Terms and Conditions

Lines are open: Mon-Fri: 8am-8pm, Sat: 9am-5pm, Sun: 10am-4pm and Bank Holidays: 9am-5pm (for Text Phone dial 18001). Telephone calls may be monitored and/or recorded.

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965.

Discounted Travel Insurance from LV=

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