Car Care Plan - Gap Insurance

Back to Save more
Car Care Plan - Gap Insurance

Your Benefits

Car Care PlanBoundless Approved

Your Benefits

  • 3 years GAP Insurance cover from only £185
  • Exclusive offer for Boundless members
  • A generous claim limit of up to £15,000, including VAT
  • Unlimited mileage allowance once your policy starts
  • Interest free 10 month instalment plan available on online applications
  • Suitable for car owners with comprehensive insurance

About Car Care Plan - Gap Insurance

Protect your vehicle with Car Care Plan GAP Insurance. In the event that your vehicle is written off, GAP Insurance will cover the financial shortfall between the purchase price (or the vehicle value if you bought the car over a year ago) and your motor insurance settlement.

Price comparison depending on level of cover required.

Policy Duration Vehicle Value Claim Limit Maximum Vehicle Age (months) Maximum Vehicle Miles Typical Motor Dealer Boundless Price
36 months 0 - £7,500 £15,000 Unlimited Unlimited £399 £185
36 months £7,501 - £15,000 £15,000 Unlimited Unlimited £399 £195
36 months £15,001 - £25,000 £15,000 Unlimited Unlimited £399 £206
36 months £25,001 - £50,000 £15,000 Unlimited Unlimited £399 £215

Online applications can be paid for over 10 monthly instalments by direct debit or via a single payment by debit or credit card. Paper applications can be paid for via a single payment by debit or credit card only.

Documents

CSMA GAP IDD April 2016 (PDF 36.89 KB) Download
CSMA GAP Policy Document April 2016 (PDF 496.15 KB) Download
CSMA GAP Policy Summary April 2016 (PDF 227.18 KB) Download
CSMA GAP Privacy Policy April 2016 (PDF 1.80 MB) Download

FAQ's

Q

What is GAP Insurance?

A

Should you be unlucky enough to have your car written off, in the event of a valid total loss motor insurance claim, GAP Insurance will bridge the gap between the value of your car when you bought your GAP Insurance policy (or the original vehicle purchase price of your car if you bought your GAP Insurance policy when you bought your car) and the payment from your insurance company.

Q

How soon can I make a valid claim?

A

You can make a valid claim as soon as your policy is registered with us – there's no waiting period before a claim can be made, although we can't cover claims which are already ongoing or which relate to a claim which happened before the start date of your GAP Insurance policy.

Q

Aren’t I already covered for this with my motor insurance?

A

In the event of an insurance write off, your motor insurer will pay out the value of your car at the time of your accident. This may not be the amount you actually paid for the car. Your motor insurer might provide a new-for-old cover if your car is less than 12 months old, so you should check that GAP Insurance is right for your particular circumstances.

Q

Is anything else included, such as warranty or roadside assistance?

A

No – GAP Insurance only covers against the impact of a total loss motor insurance claim. Boundless by CSMA members can purchase discounted warranty and roadside assistance cover as part of member benefits.

Q

How does GAP Insurance work?

A

If you’re unlucky enough to have to make a total loss motor insurance claim following a vehicle theft, fire or accident, we will ask you to provide evidence of the motor insurance settlement (which is usually a letter from your insurer outlining the value and the terms of the settlement). Once we receive this, we will process your GAP Insurance claim and, for valid claims, we will make a payment of the difference between the motor insurance settlement and the value of your car when you bought your GAP Insurance policy (or the original vehicle purchase price of your car if you bought your GAP Insurance policy when you bought your car). The maximum amount payable per claim shall not exceed £15,000 (including VAT). Please refer to the Policy Document for further details.

Q

Does it matter who insures my car?

A

No – all we ask is that your car is covered by comprehensive motor insurance issued by a UK-authorised motor insurer.

Q

Can I buy GAP Insurance if I’ve only got third-party insurance, or third-party, fire & theft cover?

A

Unfortunately not – for GAP Insurance to be valid, you must maintain comprehensive motor insurance for the vehicle for the duration of your GAP Insurance cover.

Q

What if I change or cancel my motor insurance part-way through my GAP Insurance cover?

A

It doesn’t matter – provided your car is covered by comprehensive motor insurance with no gaps in insurance, you’re covered. It doesn’t matter who your motor insurance is provided by, just as long as they are UK-authorised.

Q

Can I claim more than once?

A

Unfortunately, GAP Insurance only covers one payment – once you make a valid claim on a GAP Insurance policy, the cover stops and you would need to purchase another product to cover any additional motor insurance policy duration.

Q

Can I get GAP Insurance cover for my van or motorbike?

A

Sorry, we can't cover motorbikes or vans at the moment, but we're working on it.

Q

Can I pay in instalments?

A

Yes, GAP Insurance cover can be purchased by a single payment by card and also by instalment payments by direct debit.

Q

What if my car is an import?

A

Unfortunately, if your car is an import (not a UK-specification model originally purchased from a UK dealer by its first owner), we can't cover it.

Q

Can I get GAP Insurance cover for a company car?

A

Unfortunately not, GAP Insurance is available for any eligible privately registered car.

Q

How do I make a complaint?

A

We hope you won't need to make a complaint, but if you're not happy with the service provided, you should call Boundless by CSMA Warranty Administration on 0344 573 8021. Please quote your vehicle registration number to ensure your enquiry is dealt with promptly. We'll do our best to resolve your query straight away, in line with the complaints process outlined in the Policy Document.

Q

What if I sell my car?

A

If you decide to sell your car, your GAP Insurance cover stops. You will need to purchase a replacement policy to cover your new car.

Q

Can I get GAP Insurance cover for a private hire vehicle or chauffeur car?

A

Unfortunately, we can't cover vehicles used for hire or reward, including taxis, private hire vehicles, chauffeur cars or driving schools. We're also unable to provide GAP Insurance to vehicles used for racing or rallying, including time-trials, timed events or track-days.

Q

Can I cancel my policy at any time and get a refund?

A

We hope that you will be happy with your GAP Insurance policy. However, if the policy does not meet your needs, you have 30 days from the date you received your policy documents to cancel the policy and get a full refund (if you haven’t made a claim). After 30 days you will receive a partial refund (apart from during the last 30 days of your policy).

Terms and Conditions

Line open Mon- Fri 8:45am-5:00pm, Sat 9am-12:30 pm. Telephone calls may be monitored and or recorded.

You might also like

You need an account to add to your favorite list You need an account to add to your interest Please log in to register for the event Please log in to enter this competition Not a member? Join today and save items for later.