Living life to the full with HPB

While there’s plenty to be said for spending days relaxing by the pool or beside a crackling fire, for many of us holidays are a chance to get out and about, or even try something new. With over 1,500 properties in over 30 stunning locations, the Holiday Property Bond offers all of this and more… as Bondholder Jane Fleetwood knows all too well.

“We love cycling, walking, exploring the local countryside, swimming – you name it, we’re up for it,” enthuses Jane. “Above all we love socialising, meeting people and getting involved in new activities. So the Bond is perfect for us!”

Living in Kendal, Jane and Neil Fleetwood inherited their Bond from Jane’s parents, who were Bondholders for over 30 years. “My parents had a wonderful time visiting almost every UK site and many of the overseas sites,” she continues. “They were great fans but were finding it increasingly difficult to travel, so during Covid they decided to gift it to us. And what a lovely gift!”

Recently retired from Electricity North West, Jane spent much of her working life in a car. “It was a great career, but, to be honest, I was tired of driving and ready to start enjoying myself. Neil is still working as a joiner but, because he’s self employed, we can pretty well take off whenever we want. Which is one of the great things about the Bond – it’s so flexible. That and the fantastic choice of locations here in the UK and throughout Europe.”

And the couple certainly haven’t wasted any time. They’ve already visited Rosedale in the Yorkshire Dales, Merlewood in Cumbria (several times), Ivy House and Braithwaite Court in the Lake District, Henllys in Anglesey, Duloe Manor in Cornwall, St Siméon near Paris, Le Manoir du Hilguy in Brittany, and La Reserva de Biniorella in Mallorca.

“We decided from the outset that wherever we holidayed we would try and avoid using the car as much as possible, and instead use public transport,” adds Neil. “It’s so much more relaxing. We’re also keen walkers, so will happily take off for the day with our rucksacks. And we always take our bikes to the UK sites. It’s such a lovely way to explore further afield.”

“Our absolute favourite is Merlewood. It’s only 12 miles from where we live, but it’s a spectacular site with so much to do,” says Jane. “We take our bikes on the train from Grange to wherever we decide on the day and then cycle back. We have a different adventure every time! And last Christmas we brought my parents over for the day, which was very nostalgic for them.”

Jane and Neil are busy planning their next trip. “We’re like kids in a sweet shop,” they laugh, “spoilt for choice! And to cap it all, our good friends have recently become Bondholders on our recommendation, so we can look forward to some wonderful holidays together.”

Discovering Merlewood

So what is it about HPB’s home in the Lake District that has Bondholders such as Jane coming back year after year?

Well, for those of us who have paid a visit, it’s not hard to figure out. Surrounded by stunning natural beauty, this delightful home provides the perfect base for exploring the area's lush landscapes, tranquil lakes, and quaint villages.

With its traditional stone exterior and inviting interiors, Merlewood blends modern comforts with classic character. The site features 55 self-catering cottages and apartments, from one to four-bedrooms, making it ideal for both families and groups of friends. Large windows allow natural light to flood the rooms, creating a warm and welcoming atmosphere. Outside, the well-maintained garden offers a peaceful space to relax, with views of the rolling hills and nearby woodlands, while the fantastic facilities include an indoor pool, gym, and snooker room.

Merlewood is located just a short distance from some of the Lake District’s most iconic destinations, including Lake Windermere, Grasmere, and Ambleside. Whether you're looking to hike, cycle, or simply unwind, Merlewood offers the perfect setting for a memorable holiday. With its blend of comfort, convenience, and stunning surroundings, it is a wonderful choice for those seeking a relaxing getaway in one of the UK’s most beautiful regions.

And that's just the start...

With over 40,000 members – known as ‘Bondholders’ – HPB offers a fresh and exciting approach to holidays for you and your family. Their portfolio of more than 1,500 properties across over 30 stunning locations in the UK and Europe includes not only the beloved Merlewood but also a fairytale turreted mansion in the Scottish Highlands, sun-drenched villas in Tuscany, and breathtaking chalets in the Austrian Alps… and the best part? You get to choose your destinations, year after year, for life!

For those of us who enjoy variety and choice when planning our holidays, HPB presents a wonderful opportunity to experience more – more destinations, more adventures, and more memories.

To find out more about how HPB could transform your holidays, request a brochure or arrange a visit to one of their beautiful sites today.

Visit HPB website for more information.

Do more with Boundless

If you're working in or retired from the public sector or civil service, Boundless has two great membership options to choose from: Boundless and Boundless Plus. 

With Boundless, you get unlimited access or discounted entry to many of the UK’s top attractions, including Kew Gardens and Wakehurst and WWT centres across the UK, as well as year-round deals on restaurants, holidays, shopping and much more. With Boundless Plus, you can enjoy additional benefits including unlimited access to Historic Royal Palaces sites, National Trust for Scotland places, access to The Ramblers' extensive walking community, and peace of mind with roadside assistance and local recovery by Britannia Rescue. 

Compliance

Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of under £38 (that is around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £372 a week and £569 for a two bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.

This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.